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WELCOME TO ONLINE MOTORCYCLE INSURANCE FOR UK MOTORBIKE RIDERS

Online Motorcycle Insurance

Congratulations! You’ve found the best place on the web for finding even cheaper motorcyle insurance online! Our aim is to help British bikers find the very cheapest motorbike insurance! I expect you have already trawled through many sites before you got here, yet you’r still looking for a great deal on your next bike insurance policy. Online Motorcycle Insurance only promotes insurance suppliers who’ve got really cheap rates and make actually make motorcycle insurance sales every day.

We are proud to have Performance Direct onboard now..

If you are looking for motorcycle insurance in the UK Performance Direct can offer you an on-line bike insurance quotation right now.

Performance Bike Insurance - Click here

For the best deals on UK car insurance, click through to see how their specialist departments can offer you professional service that’s second to none. All your car insurance solutions are here. Performance Direct provide car insurance in the UK only.

It’s Great That You Can Buy Bike Insurance and Tax Your Bike Online Too..

There is a wide variety of information on the three different main types of insurance for your bike and the insurers and or insurance brokers which sell it. Buying your motorcycle insurance online means that you then have access to free no obilgation insurance quotes and access to the valuable information made available to you through the many different insurers that you get online quotes from. Twenty-four hours a day, seven days a week you can get an immediate no obligation quote from the comfort of your own home. No waiting for the post anymore, no complicated forms and no pop ups either. To top that, there are now many online only bike insurers who allow you to accept, manage and even alter your policy online. If you want to tax your motorcycle online you will need a new style MOT certificate. If you only have the old style then I’m afraid it is off to the Post Office for you! If you would like more information on taxing a vehicle click here or if you simply want to renew your Tax or declare your bike off the road you can do this all online at DirectGov Motoring Now that’s the way to do things..

Do You Qualify For Insurance Online?

There are a few general rules which apply to online insurance and in order that you avoid wasting your time most online applications ask you to confirm that you comply with most though not allways all of the following criteria:
* You have been resident in the UK for the last three years
* You hold a current UK driving licence, current CBT certificate, or hold a provisional licence.
* You require no more than four riders including yourself to be insured
* You require only between one and sometimes upto four motorcycles to be insured
* Your motorcycle is owned by you and registered in the UK
* Your motorcycle(s) is not a "Q" registration Plate, or declared a "write off" in the past
* Your motorcycle is kept at your home address, or in a locked garage when not in use
* You have no criminal convictions, been refused insurance, or had a past policy cancelled or voided.
* You are claim/accident free in last 5 years, including any pending convictions or inform your insurer
* All riders seeking insurance should have no Drink or Drugs related convictions in the last 5 years
* The DVLA knows of any medical conditions you or anyone being insured on your policy.
* The motorcycle being insurered has not been modified in any way

If you cannot agree with any or all of theses statements, you may be refered to phone the insurer about the policy before a quote can be given. This is so they may offer a more competitive quotation for your circumstances. Most quotes are valid for a period of approximately 14 days and then they expire.

Basic Legal Requirements and Types Of Cover

There are generally three types of cover available to you. The policies for individual motorcycle insurance companies may offer differing levels of cover around the basic product and this may or may not affect your policy quote price. For instance you may find a company who offers TPF&T with full breakdown cover included and another which does not include breakdown cover either paid or unpaid. Likewise ebike insurance offers Pay as You Go Cover and also offers Free Legal Cover with Comprehensive motorcycle insurance policies.

Third Party Cover Motorcycle Insurance

Third Party Cover provides basic insurance cover for a third party and also covers the liability of the policy holder. Third party only, which can include pillion passengers, is usually the most basic of the three types of policy. It doesn’t include repair costs or replacement if it is stolen and is normally the cheapest and most basic coverage.

Third Party Fire and Theft Bike Insurance

This third party policy includes all the features of third party liability cover, and also damage to a bike as a result of the impact of fire, lightning, an explosion or attempted theft. Typically the policy will either include the cost of repairs, a replacement or a cash sum equivalent to the cost incurred, offering a more advanced and slightly more expensive option.

Fully Comprehensive Motorcycle Insurance

Fully Comprehensive Motorcycle Insurance is usually the top of the range policy offer, and is designed to be as comprehensive as possible. This typically includes the loss or theft of the bike and any repairs needed, providing extra features on top of the coverage outlined in third party fire and theft insurance. The best thing to do and I have found this myself is to build up around three years no claims bonus. Then get quotes for Fully Comprehensive Car Insurance as well as TPF&T from some of the bigger online only insurance comapnies such as eBike Insurance or Performance Direct Motorbike Insurance and they will sometimes give you a lower fully comprehensive quote than you would expect the direct insurance houses! You can then use this quote to ask your current insurer to meet your best quote. This saves you the hassle of having to change insurers for another year. It is always best to compare the levels of cover offered against the price quoted and then you should pick the highest level of cover which is best suited to your personal needs. Bear in mind the area you live in, if you have bike security and off road parking when you do make a decision. Price isn’t always everything.

Motorcycle Insurance Quotes

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